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Current Share and Invesment Rates (as of 11/30/2009)
Share and investment rates are based on current market trends. Rates are subject to change without notice.
Account Type |
APR |
APY |
Share Savings Account (Balance of $500 to $10,000)
|
.25% |
.25% |
Share Savings Account (Balance of $10,001 to $25,000)
|
1.00% |
1.01% |
Share Savings Account (Balance over $25,000)
|
1.51% |
1.52% |
Money Market Account (Minimum $1,000) |
1.00% |
1.01% |
Certificate/IRA - 6 Month Term (Minimum $1,000) |
1.00% |
1.01% |
Certificate/IRA - 1 Year Term (Minimum $1,000) |
2.00% |
2.02% |
Certificate/IRA - 2 Year Term (Minimum $1,000) |
2.50% |
2.53% |
Certificate/IRA - 3 Year Term (Minimum $1,000) |
2.75% |
2.78% |
Current Loan Rates (as of 9/1/08)
Loan rates are based on applicant's credit worthiness, history and beacon score. Rates are subject to change without notice. All fixed rate Real Estate Loans will pay a 1% origination fee.
Loan Type |
Interest Rate* |
|
as low as 7.25% |
Real Estate (Adjustable) |
as low as 6.00% |
Home Equity Line of Credit (15 Yr Amortized w/3 Yr Fixed Call)
|
as low as 7.00% |
Home Equity Line of Credit (15 Yr Amortized w/5 Yr Fixed Call)
|
as low as 7.25% |
First Mortgage (30 Yr Amortized w/3 Yr Fixed Call) |
as low as 7.25% |
First Mortgage (30 Yr Amortized w/5 Yr Fixed Call) |
as low as 7.50% |
New & Used Autos (Up to 48 Mos) |
as low as 5.75% |
New & Used Autos (49 to 60 Mos) |
as low as 6.00% |
New & Used Autos (61 to 72 Mos) |
as low as 6.50% |
New Equipment (Up to 72 Mos) |
as low as 8.00% |
Used Equipment (Up to 48 Mos) |
as low as 9.00% |
New Recreational Vehicles (Up to 180 Mos) |
as low as 7.00% |
Used Recreational Vehicles (Up to 180 Mos) |
as low as 7.50% |
Unsecured, Overdraft & Unsecured Single Payment Loans |
as low as 8.00% |
Share Secured Loans |
percentage based on share rates |
All Other Secured Loans |
as low as 8.00% |
| *All loans subject to approval. |
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