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Special Invesment Rates (as of 9/18/08 )
Special investment rates are available for a limited time only. Rates are subject to change without notice.
Special Investment Account Type |
Special Rate |
Special Money Market Rate for NEW Money
|
3.00%* |
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*Please contact a Member Service Representative for more details! |
Current Share and Invesment Rates (as of 9/18/2008)
Share and investment rates are based on current market trends. Rates are subject to change without notice.
Account Type |
APR |
APY |
Share Savings Account (Balance of $500 to $10,000)
|
.25% |
.25% |
Share Savings Account (Balance of $10,001 to $25,000)
|
1.00% |
1.00% |
Share Savings Account (Balance over $25,000)
|
1.51% |
1.52% |
Money Market Account (Minimum $1,000) |
2.50% |
2.56% |
CD/IRA - 6 Month Term (Minimum $1,000) |
2.75% |
2.79% |
CD/IRA - 1 Year Term (Minimum $1,000) |
3.50% |
3.62% |
CD/IRA - 2 Year Term (Minimum $1,000) |
3.60% |
3.67% |
CD/IRA - 3 Year Term (Minimum $1,000) |
3.70% |
3.77% |
Current Loan Rates (as of 9/1/08)
Loan rates are based on applicant's credit worthiness, history and beacon score. Rates are subject to change without notice. All fixed rate Real Estate Loans will pay a 1% origination fee.
Loan Type |
Interest Rate Range (low to high) |
|
7.50% to 9.75% |
Real Estate (Adjustable) |
6.00% to 8.25% (based on Prime) |
Home Equity Line of Credit (15 Yr Amortized w/3 Yr Fixed Call)
|
7.00% to 9.50% |
Home Equity Line of Credit (15 Yr Amortized w/5 Yr Fixed Call)
|
7.25% to 9.75% |
First Mortgage (30 Yr Amortized w/3 Yr Fixed Call) |
7.25% to 9.75% |
First Mortgage (30 Yr Amortized w/5 Yr Fixed Call) |
7.50% to 10.00% |
New & Used Autos (Up to 48 Mos) |
5.75% to 18.00% |
New & Used Autos (49 to 60 Mos) |
6.00% to 18.00% |
New & Used Autos (61 to 72 Mos) |
6.50% to 18.00% |
New Equipment (Up to 72 Mos) |
8.00% to 17.00% |
Used Equipment (Up to 48 Mos) |
9.00% to 18.00% |
New Recreational Vehicles (Up to 180 Mos) |
7.00% to 16.75% |
Used Recreational Vehicles (Up to 180 Mos) |
7.50% to 18.00% |
Unsecured, Overdraft & Unsecured Single Payment Loans |
8.00% to 18.00% |
Share Secured Loans |
2.00% above share or CD rate |
All Other Secured Loans |
8.00% to 18.00% |
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